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<p> But its dream of making a real dent in the tablet market had <a href="http://gizmodo.com/5505724/joojoo-tablet-court-docs-show-90-preorders-and-15-returned">only yielded 90 pre-orders until mid-February</a>, according to financial information Paypal shared for the sake of the ongoing TechCrunch Lawsuit. FG began accepting pre-orders for the JooJoo on December 11, 2009. The document further reveals that 15 of those orders stand canceled and have been refunded.</p>
<p> The abysmal lack of response perfectly explains the many delays that plagued the device, which was supposed to debut late last month but kept getting delayed. It is still not clear <a href="http://www.engadget.com/2010/03/30/more-bad-juju-for-joojoo-shipping-delays-pre-sale-questions/">whether those first to order it have begun receiving their JooJoo's or not</a> – pre-orders were supposed to begin shipping Monday, March 29. No, we don't know where you can pre-order your favorite soon-to-be-bankrupt companies.</p>
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<p> But its dream of making a real dent in the tablet market had <a href="http://gizmodo.com/5505724/joojoo-tablet-court-docs-show-90-preorders-and-15-returned">only yielded 90 pre-orders until mid-February</a>, according to financial information Paypal shared for the sake of the ongoing TechCrunch Lawsuit. FG began accepting pre-orders for the JooJoo on December 11, 2009. The document further reveals that 15 of those orders stand canceled and have been refunded.</p>
<p> The abysmal lack of response perfectly explains the many delays that plagued the device, which was supposed to debut late last month but kept getting delayed. It is still not clear <a href="http://www.engadget.com/2010/03/30/more-bad-juju-for-joojoo-shipping-delays-pre-sale-questions/">whether those first to order it have begun receiving their JooJoo's or not</a> – pre-orders were supposed to begin shipping Monday, March 29. No, we don't know where you can pre-order your favorite soon-to-be-bankrupt companies.</p>
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string(1243) "<!--paging_filter--><p>As if Paypal critics needed any more ammunition, the online payment service has been assessing new fees to personal accounts since June, and you probably didn't even know about it. That's because the fees -- 2.9 percent on purchases marked "goods" or "services" -- were only announced in an email that said they had changed their Terms of Service (ToS), but you had to actually go read re-read the ToS page to be made aware of the fee change.</p>
<p>Sounds rather sneaky, doesn't it? But according to Paypal, there was nothing underhanded going on.</p>
<p>"We didn't want to make a huge formal communication out of this pricing change, because we weren't really adding any fees, and we were hoping it would be a more useful experience for people," <a href="http://www.pcworld.com/article/169843/paypal_adds_fees_sneakily.html">said Charlotte Hill</a>, Paypal's PR manager.</p>
<p>Take from that what you will, but we've heard slicker sales pitches on used car lots, and you probably have too.</p>
<p align="center"><img src="/files/u69/Paypal.png" width="405" height="305" /></p>
<p><span style="font-size: xx-small">Image Credit: makeyougohmm.com </span></p>
<p align="center"> </p>
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<p>Sounds rather sneaky, doesn't it? But according to Paypal, there was nothing underhanded going on.</p>
<p>"We didn't want to make a huge formal communication out of this pricing change, because we weren't really adding any fees, and we were hoping it would be a more useful experience for people," <a href="http://www.pcworld.com/article/169843/paypal_adds_fees_sneakily.html">said Charlotte Hill</a>, Paypal's PR manager.</p>
<p>Take from that what you will, but we've heard slicker sales pitches on used car lots, and you probably have too.</p>
<p align="center"><img src="/files/u69/Paypal.png" width="405" height="305" /></p>
<p><span style="font-size: xx-small">Image Credit: makeyougohmm.com </span></p>
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<p>According to chatter on Wall Street, Apple executives can <a href="http://www.businessinsider.com/apple-eyeing-paypals-business-say-wall-street-gossips-2009-8">barely restrain themselves</a> from spilling the beans on a new service that would allow iTunes Store account holders to use those accounts to make purchases on participating third-party sites, <em>Silicon Alley Insider</em> says. </p>
<p>If such a service would ever come to fruition, Apple would become a competitor to Paypal overnight, bringing with it a huge existing install-base of potential users. And it wouldn't be as much of a leap as some might think. iPhone owners can already use their iTunes accounts to purchase virtual and subscription goods in third-party iPhone applications, albeit at 30 percent per transaction. </p>
<p>For now it remains just gossip, but with lots of users <a href="http://www.paypalsucks.com/">eager for a true Paypal alternative</a>, someone is eventually going to fill that void, Apple or otherwise. </p>
<p align="center"><img src="/files/u69/Apple_Apps.png" /></p>
<p><span style="font-size: xx-small">Image Credit: Apple via Silicon Valley Insider </span></p>
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<p>According to chatter on Wall Street, Apple executives can <a href="http://www.businessinsider.com/apple-eyeing-paypals-business-say-wall-street-gossips-2009-8">barely restrain themselves</a> from spilling the beans on a new service that would allow iTunes Store account holders to use those accounts to make purchases on participating third-party sites, <em>Silicon Alley Insider</em> says. </p>
<p>If such a service would ever come to fruition, Apple would become a competitor to Paypal overnight, bringing with it a huge existing install-base of potential users. And it wouldn't be as much of a leap as some might think. iPhone owners can already use their iTunes accounts to purchase virtual and subscription goods in third-party iPhone applications, albeit at 30 percent per transaction. </p>
<p>For now it remains just gossip, but with lots of users <a href="http://www.paypalsucks.com/">eager for a true Paypal alternative</a>, someone is eventually going to fill that void, Apple or otherwise. </p>
<p align="center"><img src="/files/u69/Apple_Apps.png" /></p>
<p><span style="font-size: xx-small">Image Credit: Apple via Silicon Valley Insider </span></p>
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string(4176) "<!--paging_filter--><p>Paypal and relative newcomer Google Checkout will both face off against a new contender in the online payment arena as Amazon <a href="http://technology.timesonline.co.uk/tol/news/tech_and_web/article4428952.ece">jumps into the ring</a> with a service of its own. Called Checkout by Amazon, the new service gives online retailers the option of letting Amazon manage their payments, along with some compelling reason for letting them do so.</p>
<p>Surfers who already have an account registered with Amazon (and who doesn't?) will be able to pay for goods at sites using <a href="https://payments.amazon.com/sdui/sdui/business?sn=cba/o">Checkout by Amazon</a> using billing and shipping details already on file with the mega e-tailer. Sites using the service can also offer customers the same '1-Click ordering' as Amazon, order tracking and management, promotions, Amazon's <a href="https://payments.amazon.com/sdui/sdui/about?nodeId=6120">purchase protection policy</a>, and other nuances associated with shopping directly at Amazon.</p>
<p>"Customers will be coming through an experience that is really similar to Amazon's," said Mark Stabingas, VP of Amazon Payments. "People will like the familiarity and comfort associated with that." </p>
<p><u><strong>Should Paypal be Worried?</strong></u></p>
<p>While it's far to early to gauge what impact Google Checkout will have in the world of online payments, there's no disputing that Paypal currently runs the show. Ebay's <a href="http://news.cnet.com/2100-1017-941964.html">acquisition</a> of the online payment service for $1.5 billion allowed for a tighter integration into the massive online auction site, and Paypal has since branched out as a payment method found at just about any online retailer. With that kind of market penetration already in place, it becomes hard to imagine another service toppling Paypal's empire.</p>
<p>On the other hand, it would be a mistake for Paypal to become complacent in its position. <a href="http://www.paypalsucks.com/">PaypalSucks.com</a> serves as proof that the online economy is ready for a competitor to step up, and it seems as though everyone has at least one horror story to share, whether it be about having their account frozen or dealing with unsympathetic customer service after being scammed.</p>
<p align="center"> <img src="/files/u69/Payments.png" width="415" height="150" /></p>
<hr /><u><strong>Pricing and Fees</strong></u>
<p> </p>
<p>Like Paypal, Checkout by Amazon will asses fees on a per-transaction basis based on both a percentage of the sale and a per transaction fee. But <a href="https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside">unlike Paypal</a>, volume sellers will receive a discount based on the amount of sales. </p>
<ul>
<li>2.9& + $0.30 for all transactions over $10</li>
<li>5.0% + $0.05 for all transactions under $10 </li>
<li>2.5% + $0.30 for all transactions for monthly payment volume from $3K-$10K</li>
<li>2.2% + $0.30 for all transactions for monthly payment volume from $10K-$100K</li>
<li>1.9% + $0.30 for all transactions for monthly payment volume over $100K </li>
</ul>
<p><u><strong>Amazon Simple Pay</strong></u></p>
<p>In addition to Checkout by Amazon, the site also <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">introduced</a> a lighter version called <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">Amazon Simple Pay</a>. The two payment services share the same fees structure above, but the latter <a href="https://payments.amazon.com/sdui/sdui/business?sn=compareSolutions/o">does away</a> with additional capabilities like real-time shipping and tax calculation, order management, and a host of other features.</p>
<p>"If you don't need Amazon's end-to-end checkout pipeline and order management capabilities, but still want to enable your customers to use their payment information already on file at Amazon.com, use Amazon Simple Pay," the site reads. </p>
<p>Should Paypal be worried? </p>
<div style="text-align: center"><img src="/files/u69/Payments.png" width="415" height="150" /></div>
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string(4176) "<!--paging_filter--><p>Paypal and relative newcomer Google Checkout will both face off against a new contender in the online payment arena as Amazon <a href="http://technology.timesonline.co.uk/tol/news/tech_and_web/article4428952.ece">jumps into the ring</a> with a service of its own. Called Checkout by Amazon, the new service gives online retailers the option of letting Amazon manage their payments, along with some compelling reason for letting them do so.</p>
<p>Surfers who already have an account registered with Amazon (and who doesn't?) will be able to pay for goods at sites using <a href="https://payments.amazon.com/sdui/sdui/business?sn=cba/o">Checkout by Amazon</a> using billing and shipping details already on file with the mega e-tailer. Sites using the service can also offer customers the same '1-Click ordering' as Amazon, order tracking and management, promotions, Amazon's <a href="https://payments.amazon.com/sdui/sdui/about?nodeId=6120">purchase protection policy</a>, and other nuances associated with shopping directly at Amazon.</p>
<p>"Customers will be coming through an experience that is really similar to Amazon's," said Mark Stabingas, VP of Amazon Payments. "People will like the familiarity and comfort associated with that." </p>
<p><u><strong>Should Paypal be Worried?</strong></u></p>
<p>While it's far to early to gauge what impact Google Checkout will have in the world of online payments, there's no disputing that Paypal currently runs the show. Ebay's <a href="http://news.cnet.com/2100-1017-941964.html">acquisition</a> of the online payment service for $1.5 billion allowed for a tighter integration into the massive online auction site, and Paypal has since branched out as a payment method found at just about any online retailer. With that kind of market penetration already in place, it becomes hard to imagine another service toppling Paypal's empire.</p>
<p>On the other hand, it would be a mistake for Paypal to become complacent in its position. <a href="http://www.paypalsucks.com/">PaypalSucks.com</a> serves as proof that the online economy is ready for a competitor to step up, and it seems as though everyone has at least one horror story to share, whether it be about having their account frozen or dealing with unsympathetic customer service after being scammed.</p>
<p align="center"> <img src="/files/u69/Payments.png" width="415" height="150" /></p>
<hr /><u><strong>Pricing and Fees</strong></u>
<p> </p>
<p>Like Paypal, Checkout by Amazon will asses fees on a per-transaction basis based on both a percentage of the sale and a per transaction fee. But <a href="https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside">unlike Paypal</a>, volume sellers will receive a discount based on the amount of sales. </p>
<ul>
<li>2.9& + $0.30 for all transactions over $10</li>
<li>5.0% + $0.05 for all transactions under $10 </li>
<li>2.5% + $0.30 for all transactions for monthly payment volume from $3K-$10K</li>
<li>2.2% + $0.30 for all transactions for monthly payment volume from $10K-$100K</li>
<li>1.9% + $0.30 for all transactions for monthly payment volume over $100K </li>
</ul>
<p><u><strong>Amazon Simple Pay</strong></u></p>
<p>In addition to Checkout by Amazon, the site also <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">introduced</a> a lighter version called <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">Amazon Simple Pay</a>. The two payment services share the same fees structure above, but the latter <a href="https://payments.amazon.com/sdui/sdui/business?sn=compareSolutions/o">does away</a> with additional capabilities like real-time shipping and tax calculation, order management, and a host of other features.</p>
<p>"If you don't need Amazon's end-to-end checkout pipeline and order management capabilities, but still want to enable your customers to use their payment information already on file at Amazon.com, use Amazon Simple Pay," the site reads. </p>
<p>Should Paypal be worried? </p>
<div style="text-align: center"><img src="/files/u69/Payments.png" width="415" height="150" /></div>
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<p>A man of ordinary sanity doesn’t need sophisticated e-mail filters for egregiously unconvincing messages from someone lodged in a war torn African country, informing the recipient of how the sender miraculously found him, of all Homo sapiens, and a deal worth millions awaits him. But, unfortunately enough, perfectly sane people do fall prey to such messages, and don’t fare too well against the slightly more plausible fake eBay and Paypal e-mails either.</p>
<p>eBay and its cognate company Paypal have tied-up with internet behemoth Google to <a href="http://www.theregister.co.uk/2008/07/10/domainkeys_phish_filter/">immunize Gmail users from phishing attacks</a>. Fraudulent e-mails, claiming to be from eBay or Paypal, would be purged by using DomainKeys and DomainKeys Identified Mail (DKIM). However, Paypal admits that the technology still needs some polishing. DomainKeys has been used for a while now and, in fact, most Yahoo Mail users might recall e-mails from some major domains including Paypal having a stamp of approval from Yahoo Domain Keys: Yahoo Domain Keys has verified that this message was sent by XYZ.com. All said, this is a good move.</p>
<p><strong><em>Tip:</em></strong>If you want to be absolutely sure about your precious Paypal and eBay accounts, don’t ever click through to these websites from links embedded in emails, no matter how credible they might appear to your untrained eye. Also change your password as often as you can, preferably, as often as once a month.</p>
<p><em>Image Credit: Inside Google </em></p>
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<p>A man of ordinary sanity doesn’t need sophisticated e-mail filters for egregiously unconvincing messages from someone lodged in a war torn African country, informing the recipient of how the sender miraculously found him, of all Homo sapiens, and a deal worth millions awaits him. But, unfortunately enough, perfectly sane people do fall prey to such messages, and don’t fare too well against the slightly more plausible fake eBay and Paypal e-mails either.</p>
<p>eBay and its cognate company Paypal have tied-up with internet behemoth Google to <a href="http://www.theregister.co.uk/2008/07/10/domainkeys_phish_filter/">immunize Gmail users from phishing attacks</a>. Fraudulent e-mails, claiming to be from eBay or Paypal, would be purged by using DomainKeys and DomainKeys Identified Mail (DKIM). However, Paypal admits that the technology still needs some polishing. DomainKeys has been used for a while now and, in fact, most Yahoo Mail users might recall e-mails from some major domains including Paypal having a stamp of approval from Yahoo Domain Keys: Yahoo Domain Keys has verified that this message was sent by XYZ.com. All said, this is a good move.</p>
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<p><em>Image Credit: Inside Google </em></p>
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<p> Despite all the Web 2.0 rhetoric the internet still has no sure-fire answer for rampant phishing frauds. Microsoft, PayPal and Google – the who’s who of the internet – have laid the cornerstone of the <a href="http://www.nytimes.com/2008/06/24/technology/24card.html?_r=2&ref=technology&oref=slogin&oref=slogin" target="_blank">Information Card Foundation</a> to confront some of the most daunting and taunting online security challenges. The organization has as its immediate goal to replace each individual’s myriad of online passwords with a single ID card.</p>
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<p><strong>Did You Know:</strong> eBay-owned online money transaction major PayPal has been offering a cheap security device called Security Key, which is effectively a key generator, since early 2007 to its customers. Security is paramount for PayPal as any lapse or breach can result in serious monetary damage to its users. PayPal offers this device for $5 to all its users except business members for whom it is free.</p>
<p><em>Image Credit: Siemens </em></p>
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<p> Despite all the Web 2.0 rhetoric the internet still has no sure-fire answer for rampant phishing frauds. Microsoft, PayPal and Google – the who’s who of the internet – have laid the cornerstone of the <a href="http://www.nytimes.com/2008/06/24/technology/24card.html?_r=2&ref=technology&oref=slogin&oref=slogin" target="_blank">Information Card Foundation</a> to confront some of the most daunting and taunting online security challenges. The organization has as its immediate goal to replace each individual’s myriad of online passwords with a single ID card.</p>
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<p><em>Image Credit: Siemens </em></p>
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<p> The abysmal lack of response perfectly explains the many delays that plagued the device, which was supposed to debut late last month but kept getting delayed. It is still not clear <a href="http://www.engadget.com/2010/03/30/more-bad-juju-for-joojoo-shipping-delays-pre-sale-questions/">whether those first to order it have begun receiving their JooJoo's or not</a> – pre-orders were supposed to begin shipping Monday, March 29. No, we don't know where you can pre-order your favorite soon-to-be-bankrupt companies.</p>
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<p> The abysmal lack of response perfectly explains the many delays that plagued the device, which was supposed to debut late last month but kept getting delayed. It is still not clear <a href="http://www.engadget.com/2010/03/30/more-bad-juju-for-joojoo-shipping-delays-pre-sale-questions/">whether those first to order it have begun receiving their JooJoo's or not</a> – pre-orders were supposed to begin shipping Monday, March 29. No, we don't know where you can pre-order your favorite soon-to-be-bankrupt companies.</p>
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<p>Take from that what you will, but we've heard slicker sales pitches on used car lots, and you probably have too.</p>
<p align="center"><img src="/files/u69/Paypal.png" width="405" height="305" /></p>
<p><span style="font-size: xx-small">Image Credit: makeyougohmm.com </span></p>
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<p>Take from that what you will, but we've heard slicker sales pitches on used car lots, and you probably have too.</p>
<p align="center"><img src="/files/u69/Paypal.png" width="405" height="305" /></p>
<p><span style="font-size: xx-small">Image Credit: makeyougohmm.com </span></p>
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<p>According to chatter on Wall Street, Apple executives can <a href="http://www.businessinsider.com/apple-eyeing-paypals-business-say-wall-street-gossips-2009-8">barely restrain themselves</a> from spilling the beans on a new service that would allow iTunes Store account holders to use those accounts to make purchases on participating third-party sites, <em>Silicon Alley Insider</em> says. </p>
<p>If such a service would ever come to fruition, Apple would become a competitor to Paypal overnight, bringing with it a huge existing install-base of potential users. And it wouldn't be as much of a leap as some might think. iPhone owners can already use their iTunes accounts to purchase virtual and subscription goods in third-party iPhone applications, albeit at 30 percent per transaction. </p>
<p>For now it remains just gossip, but with lots of users <a href="http://www.paypalsucks.com/">eager for a true Paypal alternative</a>, someone is eventually going to fill that void, Apple or otherwise. </p>
<p align="center"><img src="/files/u69/Apple_Apps.png" /></p>
<p><span style="font-size: xx-small">Image Credit: Apple via Silicon Valley Insider </span></p>
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<p>If such a service would ever come to fruition, Apple would become a competitor to Paypal overnight, bringing with it a huge existing install-base of potential users. And it wouldn't be as much of a leap as some might think. iPhone owners can already use their iTunes accounts to purchase virtual and subscription goods in third-party iPhone applications, albeit at 30 percent per transaction. </p>
<p>For now it remains just gossip, but with lots of users <a href="http://www.paypalsucks.com/">eager for a true Paypal alternative</a>, someone is eventually going to fill that void, Apple or otherwise. </p>
<p align="center"><img src="/files/u69/Apple_Apps.png" /></p>
<p><span style="font-size: xx-small">Image Credit: Apple via Silicon Valley Insider </span></p>
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string(4176) "<!--paging_filter--><p>Paypal and relative newcomer Google Checkout will both face off against a new contender in the online payment arena as Amazon <a href="http://technology.timesonline.co.uk/tol/news/tech_and_web/article4428952.ece">jumps into the ring</a> with a service of its own. Called Checkout by Amazon, the new service gives online retailers the option of letting Amazon manage their payments, along with some compelling reason for letting them do so.</p>
<p>Surfers who already have an account registered with Amazon (and who doesn't?) will be able to pay for goods at sites using <a href="https://payments.amazon.com/sdui/sdui/business?sn=cba/o">Checkout by Amazon</a> using billing and shipping details already on file with the mega e-tailer. Sites using the service can also offer customers the same '1-Click ordering' as Amazon, order tracking and management, promotions, Amazon's <a href="https://payments.amazon.com/sdui/sdui/about?nodeId=6120">purchase protection policy</a>, and other nuances associated with shopping directly at Amazon.</p>
<p>"Customers will be coming through an experience that is really similar to Amazon's," said Mark Stabingas, VP of Amazon Payments. "People will like the familiarity and comfort associated with that." </p>
<p><u><strong>Should Paypal be Worried?</strong></u></p>
<p>While it's far to early to gauge what impact Google Checkout will have in the world of online payments, there's no disputing that Paypal currently runs the show. Ebay's <a href="http://news.cnet.com/2100-1017-941964.html">acquisition</a> of the online payment service for $1.5 billion allowed for a tighter integration into the massive online auction site, and Paypal has since branched out as a payment method found at just about any online retailer. With that kind of market penetration already in place, it becomes hard to imagine another service toppling Paypal's empire.</p>
<p>On the other hand, it would be a mistake for Paypal to become complacent in its position. <a href="http://www.paypalsucks.com/">PaypalSucks.com</a> serves as proof that the online economy is ready for a competitor to step up, and it seems as though everyone has at least one horror story to share, whether it be about having their account frozen or dealing with unsympathetic customer service after being scammed.</p>
<p align="center"> <img src="/files/u69/Payments.png" width="415" height="150" /></p>
<hr /><u><strong>Pricing and Fees</strong></u>
<p> </p>
<p>Like Paypal, Checkout by Amazon will asses fees on a per-transaction basis based on both a percentage of the sale and a per transaction fee. But <a href="https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside">unlike Paypal</a>, volume sellers will receive a discount based on the amount of sales. </p>
<ul>
<li>2.9& + $0.30 for all transactions over $10</li>
<li>5.0% + $0.05 for all transactions under $10 </li>
<li>2.5% + $0.30 for all transactions for monthly payment volume from $3K-$10K</li>
<li>2.2% + $0.30 for all transactions for monthly payment volume from $10K-$100K</li>
<li>1.9% + $0.30 for all transactions for monthly payment volume over $100K </li>
</ul>
<p><u><strong>Amazon Simple Pay</strong></u></p>
<p>In addition to Checkout by Amazon, the site also <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">introduced</a> a lighter version called <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">Amazon Simple Pay</a>. The two payment services share the same fees structure above, but the latter <a href="https://payments.amazon.com/sdui/sdui/business?sn=compareSolutions/o">does away</a> with additional capabilities like real-time shipping and tax calculation, order management, and a host of other features.</p>
<p>"If you don't need Amazon's end-to-end checkout pipeline and order management capabilities, but still want to enable your customers to use their payment information already on file at Amazon.com, use Amazon Simple Pay," the site reads. </p>
<p>Should Paypal be worried? </p>
<div style="text-align: center"><img src="/files/u69/Payments.png" width="415" height="150" /></div>
"
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<p>Surfers who already have an account registered with Amazon (and who doesn't?) will be able to pay for goods at sites using <a href="https://payments.amazon.com/sdui/sdui/business?sn=cba/o">Checkout by Amazon</a> using billing and shipping details already on file with the mega e-tailer. Sites using the service can also offer customers the same '1-Click ordering' as Amazon, order tracking and management, promotions, Amazon's <a href="https://payments.amazon.com/sdui/sdui/about?nodeId=6120">purchase protection policy</a>, and other nuances associated with shopping directly at Amazon.</p>
<p>"Customers will be coming through an experience that is really similar to Amazon's," said Mark Stabingas, VP of Amazon Payments. "People will like the familiarity and comfort associated with that." </p>
<p><u><strong>Should Paypal be Worried?</strong></u></p>
<p>While it's far to early to gauge what impact Google Checkout will have in the world of online payments, there's no disputing that Paypal currently runs the show. Ebay's <a href="http://news.cnet.com/2100-1017-941964.html">acquisition</a> of the online payment service for $1.5 billion allowed for a tighter integration into the massive online auction site, and Paypal has since branched out as a payment method found at just about any online retailer. With that kind of market penetration already in place, it becomes hard to imagine another service toppling Paypal's empire.</p>
<p>On the other hand, it would be a mistake for Paypal to become complacent in its position. <a href="http://www.paypalsucks.com/">PaypalSucks.com</a> serves as proof that the online economy is ready for a competitor to step up, and it seems as though everyone has at least one horror story to share, whether it be about having their account frozen or dealing with unsympathetic customer service after being scammed.</p>
<p align="center"> <img src="/files/u69/Payments.png" width="415" height="150" /></p>
<hr /><u><strong>Pricing and Fees</strong></u>
<p> </p>
<p>Like Paypal, Checkout by Amazon will asses fees on a per-transaction basis based on both a percentage of the sale and a per transaction fee. But <a href="https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside">unlike Paypal</a>, volume sellers will receive a discount based on the amount of sales. </p>
<ul>
<li>2.9& + $0.30 for all transactions over $10</li>
<li>5.0% + $0.05 for all transactions under $10 </li>
<li>2.5% + $0.30 for all transactions for monthly payment volume from $3K-$10K</li>
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<p><u><strong>Amazon Simple Pay</strong></u></p>
<p>In addition to Checkout by Amazon, the site also <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">introduced</a> a lighter version called <a href="https://payments.amazon.com/sdui/sdui/business?sn=paynow/o">Amazon Simple Pay</a>. The two payment services share the same fees structure above, but the latter <a href="https://payments.amazon.com/sdui/sdui/business?sn=compareSolutions/o">does away</a> with additional capabilities like real-time shipping and tax calculation, order management, and a host of other features.</p>
<p>"If you don't need Amazon's end-to-end checkout pipeline and order management capabilities, but still want to enable your customers to use their payment information already on file at Amazon.com, use Amazon Simple Pay," the site reads. </p>
<p>Should Paypal be worried? </p>
<div style="text-align: center"><img src="/files/u69/Payments.png" width="415" height="150" /></div>
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<p>A man of ordinary sanity doesn’t need sophisticated e-mail filters for egregiously unconvincing messages from someone lodged in a war torn African country, informing the recipient of how the sender miraculously found him, of all Homo sapiens, and a deal worth millions awaits him. But, unfortunately enough, perfectly sane people do fall prey to such messages, and don’t fare too well against the slightly more plausible fake eBay and Paypal e-mails either.</p>
<p>eBay and its cognate company Paypal have tied-up with internet behemoth Google to <a href="http://www.theregister.co.uk/2008/07/10/domainkeys_phish_filter/">immunize Gmail users from phishing attacks</a>. Fraudulent e-mails, claiming to be from eBay or Paypal, would be purged by using DomainKeys and DomainKeys Identified Mail (DKIM). However, Paypal admits that the technology still needs some polishing. DomainKeys has been used for a while now and, in fact, most Yahoo Mail users might recall e-mails from some major domains including Paypal having a stamp of approval from Yahoo Domain Keys: Yahoo Domain Keys has verified that this message was sent by XYZ.com. All said, this is a good move.</p>
<p><strong><em>Tip:</em></strong>If you want to be absolutely sure about your precious Paypal and eBay accounts, don’t ever click through to these websites from links embedded in emails, no matter how credible they might appear to your untrained eye. Also change your password as often as you can, preferably, as often as once a month.</p>
<p><em>Image Credit: Inside Google </em></p>
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<p>A man of ordinary sanity doesn’t need sophisticated e-mail filters for egregiously unconvincing messages from someone lodged in a war torn African country, informing the recipient of how the sender miraculously found him, of all Homo sapiens, and a deal worth millions awaits him. But, unfortunately enough, perfectly sane people do fall prey to such messages, and don’t fare too well against the slightly more plausible fake eBay and Paypal e-mails either.</p>
<p>eBay and its cognate company Paypal have tied-up with internet behemoth Google to <a href="http://www.theregister.co.uk/2008/07/10/domainkeys_phish_filter/">immunize Gmail users from phishing attacks</a>. Fraudulent e-mails, claiming to be from eBay or Paypal, would be purged by using DomainKeys and DomainKeys Identified Mail (DKIM). However, Paypal admits that the technology still needs some polishing. DomainKeys has been used for a while now and, in fact, most Yahoo Mail users might recall e-mails from some major domains including Paypal having a stamp of approval from Yahoo Domain Keys: Yahoo Domain Keys has verified that this message was sent by XYZ.com. All said, this is a good move.</p>
<p><strong><em>Tip:</em></strong>If you want to be absolutely sure about your precious Paypal and eBay accounts, don’t ever click through to these websites from links embedded in emails, no matter how credible they might appear to your untrained eye. Also change your password as often as you can, preferably, as often as once a month.</p>
<p><em>Image Credit: Inside Google </em></p>
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<p> Despite all the Web 2.0 rhetoric the internet still has no sure-fire answer for rampant phishing frauds. Microsoft, PayPal and Google – the who’s who of the internet – have laid the cornerstone of the <a href="http://www.nytimes.com/2008/06/24/technology/24card.html?_r=2&ref=technology&oref=slogin&oref=slogin" target="_blank">Information Card Foundation</a> to confront some of the most daunting and taunting online security challenges. The organization has as its immediate goal to replace each individual’s myriad of online passwords with a single ID card.</p>
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<p><strong>Did You Know:</strong> eBay-owned online money transaction major PayPal has been offering a cheap security device called Security Key, which is effectively a key generator, since early 2007 to its customers. Security is paramount for PayPal as any lapse or breach can result in serious monetary damage to its users. PayPal offers this device for $5 to all its users except business members for whom it is free.</p>
<p><em>Image Credit: Siemens </em></p>
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<p><strong>Did You Know:</strong> eBay-owned online money transaction major PayPal has been offering a cheap security device called Security Key, which is effectively a key generator, since early 2007 to its customers. Security is paramount for PayPal as any lapse or breach can result in serious monetary damage to its users. PayPal offers this device for $5 to all its users except business members for whom it is free.</p>
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