paypal chargeback help sought

[scottfrazer]

Ok....around 4 months ago, I sell on ebay an xbox360 - NTSC model, which was bought by someone on the "buy me now" option. Being NTSC, the console is american, and would need modifying if it was to be used in the UK - and the person who bought it from me (after he paid for it through Paypal) asked if it played UK games, to which I explained that it WOULD NOT and needs modifying - this was all stated in the auction.

I allow a week for the funds to clear, and then I withdraw them from the bank, and send the item on 48 Hr gurranteed delivery signed for. I immediately as soon as the funds cleared left him positive feedback, as I could smell a rat - "Prompt payment, was aware console NTSC - stated in auction".

Two weeks back, I get an email from Paypal claiming I have a chargeback issued against me by the same person, claiming "fraudulent use of credit card", and that it was being investigated. Subsequently, a week later - paypal decide to deduct the funds that he paid, from my paypal account - although no funds were present thus giving me a negative amount in the account. IF it was a fraudulent transaction, why am I feeling the consequences for it? IF the product was received upon delivery - and the person who received it claimed it was not his, he SHOULD not have signed for it, and contact paypal to alert them. The person has been refunded by his bank, and they have charged paypal for the issue and now paypal have deducted the cost from my account, and want me to pay for it - bearing in mind, that the console has never returned back to me.......and the gentleman's ebay account is "no longer registered with ebay" AND that he has negative feedback of minus two, of which one of them claimed "fraud".....Ill copy my email to paypalbelow.

With respective use of fraudulent credit card and debit to my paypal account, please be aware that any future attempt to remove monies from my bank account is nothing less then technical fraud. The goods previously stated were sent by 48 hour special delivery, and require a signiture to accept delivery - the recepient therefore received the goods. If he beleived that the goods were not his, he should have returned to "name and address" being me, to quiery the delivery or not sign for the goods. It appears to me that not only has the recepient been compensated by his bank, but he also possess the goods, and I am suffering the consequences of his banks neglegence and paypals needs to recover the goods.

It appears that I am paying the consequence for someone elses fraud. I dont know anyone who would be stupid enough to put their own name and address on the goods if they were to commit fraud.

In summery, the recepient has the goods, and has been compensated by his bank. His bank and paypal have no responsibility to which I am minus an xbox 360, and potentially around 195 pounds due to the interest that you have also added to my account.

Please refer to the recepients ebay account which I will provide you with a link below for you to access and see that the recepient has been taking part in fraudulent activity.

Please look at this in a sensible light and remove the negative amount from my account and draw a line under this unsavoury issue

****://feedback.ebay.co.uk/ws/eBayIS...ab=AllFeedback

"


I am awaiting their reply, but I am worried I will have to pay them - I am outright holding out here and going to stick to my guns as he is blatently holding the goods, and demanding refund, with NO COMMUNICATION FROM HIM.

If they decide that I have to pay, is it worth getting the police involved, and taking it to small claims? What about compensation from Paypal for being branded as the one who has commited the fraud?

Any ideas as to what will happen next?

[gogoguy]

Sounds like you need to call a lawyer. I would say go on the record and get a doctor to say that you have suffered mental anguish and stress related to this transaction. I'm sure you have the buyers name and address. You should suit his ***. I usually go to Lawyer when I'm looking for legal help. Also I doubt that the police would help, but if you have the proper do***entation you should definitely contact a lawyer.

[highspiritz]

Quote:

Originally Posted by scottfrazer <*** cl***="inline***" ***="images/buttons/viewpost.gif" border="0" alt="View Post" /> Ok....around 4 months ago, I sell on ebay an xbox360 - NTSC model, which was bought by someone on the "buy me now" option. Being NTSC, the console is american, and would need modifying if it was to be used in the UK - and the person who bought it from me (after he paid for it through Paypal) asked if it played UK games, to which I explained that it WOULD NOT and needs modifying - this was all stated in the auction. I allow a week for the funds to clear, and then I withdraw them from the bank, and send the item on 48 Hr gurranteed delivery signed for. I immediately as soon as the funds cleared left him positive feedback, as I could smell a rat - "Prompt payment, was aware console NTSC - stated in auction". Two weeks back, I get an email from Paypal claiming I have a chargeback issued against me by the same person, claiming "fraudulent use of credit card", and that it was being investigated. Subsequently, a week later - paypal decide to deduct the funds that he paid, from my paypal account - although no funds were present thus giving me a negative amount in the account. IF it was a fraudulent transaction, why am I feeling the consequences for it? IF the product was received upon delivery - and the person who received it claimed it was not his, he SHOULD not have signed for it, and contact paypal to alert them. The person has been refunded by his bank, and they have charged paypal for the issue and now paypal have deducted the cost from my account, and want me to pay for it - bearing in mind, that the console has never returned back to me.......and the gentleman's ebay account is "no longer registered with ebay" AND that he has negative feedback of minus two, of which one of them claimed "fraud".....Ill copy my email to paypalbelow. With respective use of fraudulent credit card and debit to my paypal account, please be aware that any future attempt to remove monies from my bank account is nothing less then technical fraud. The goods previously stated were sent by 48 hour special delivery, and require a signiture to accept delivery - the recepient therefore received the goods. If he beleived that the goods were not his, he should have returned to "name and address" being me, to quiery the delivery or not sign for the goods. It appears to me that not only has the recepient been compensated by his bank, but he also possess the goods, and I am suffering the consequences of his banks neglegence and paypals needs to recover the goods. It appears that I am paying the consequence for someone elses fraud. I dont know anyone who would be stupid enough to put their own name and address on the goods if they were to commit fraud. In summery, the recepient has the goods, and has been compensated by his bank. His bank and paypal have no responsibility to which I am minus an xbox 360, and potentially around 195 pounds due to the interest that you have also added to my account. Please refer to the recepients ebay account which I will provide you with a link below for you to access and see that the recepient has been taking part in fraudulent activity. Please look at this in a sensible light and remove the negative amount from my account and draw a line under this unsavoury issue ****://feedback.ebay.co.uk/ws/eBayIS...ab=AllFeedback " I am awaiting their reply, but I am worried I will have to pay them - I am outright holding out here and going to stick to my guns as he is blatently holding the goods, and demanding refund, with NO COMMUNICATION FROM HIM. If they decide that I have to pay, is it worth getting the police involved, and taking it to small claims? What about compensation from Paypal for being branded as the one who has commited the fraud? Any ideas as to what will happen next?

hi i too had a similar experience...can we do sonething together maybe against paypal? cheers

[xceleste]

This is a matter to be solved by a legitimate lawyer. Contact a criminal lawyer in your area, and ask the (usually) receptionist about your situation. Ask her if you can benefit by suing. This is the only way you'll get a free bit of counselling. Never make an appointment until he/she tells you whether or not you can benefit. Don't fall for the "I'm just the receptionist, I wouldn't know" bull****.

They are most definitely trained in paralegal/legal services, and if they have the audacity to try to have you make an appointment in order to increase profits, then that law office is not the one you are looking for.

If the receptionist says that you can positively benefit from the legal work, then make an appointment. Talk over the issue with your lawyer, but be sure not to let the conversation drag, as consulting costs by the hour (try to make it just under an hour).

I'm not sure where you are from; I'm ***uming the United States, so I won't be able to help you on the legal ***umptions, because I am only aware of Canadian, Korean and Japanese law. If there is anything I can help you with, or you need consulting, please contact me at: ekfdmlqlc_@hotmail.com, or mari.jang@utoronto.ca

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